Balance over time

Balance over time is a crucial model in the Debt Tracker spreadsheet. It provides a visual representation of debt reduction over time, allowing for a clear understanding of the progress made towards a debt-free life. This model incorporates various payment methods such as Snowball and Avalanche, as well as a customizable method. It serves as a dashboard for debt management, tracking loan payments and the overall debt balance. This model is a valuable tool for anyone seeking to manage and eventually eliminate their debt.