Enter your email address to download and customize spreadsheets for free
The balloon-payment visualization in the context of commercial loans helps to illustrate how the balloon-payment changes as more payments are made towards the principal over time. It provides a visual representation of the remaining balance that will be due at the end of the loan term. This can be particularly useful in the context of commercial loans, which often require a large balloon payment at the end. The visualization can also be used in conjunction with a refinance comparison graph to evaluate different refinancing options and determine whether refinancing the loan would be beneficial.
Question was asked on:
Commercial loans are different from other loans in that they require a balloon-payment on a given date. Visualize how your balloon-payment changes as you pay more towards your principal across time. Use the refinance comparison graph to compare and contrast several options, to decide whether refinancing a loan is to your advantage.
Asked on the following spreadsheet:
Are loan repayments confusing and complex to keep track of? Use our Ultimate Loan Spreadsheet to track and estimate how much principle of a loan is ow...
Download free weekly spreadsheets
Enter your email address to download and customize spreadsheets for free
Not for commercial use
Download 'Ultimate Loan Collection' spreadsheet — 10 sheets
+39 more spreadsheets per quarter
that's $3 per spreadsheet
/ Quarterly
Commercial use allowed. View other plans
Unsure how to allocate your resources? Budget planning is a powerful tool to manage spending habits and take more control of where money flows. Our Budget Planner collection provides customizable templates for any business planning needs. It includes slides for quarterly and monthly budget tables, budget summaries, budget versus actual, budget breakdown, Sankey financial chart, plus many more.
Need a budget the whole family can stick to? Use the fully customizable Family Budget Planner to set an annual savings plan and track yearly transactions against it. A summary dashboard determines if spending habits are on track or off track to meet the annual goal year-to-date, and by how much. A monthly time series tracks net savings against planned savings month by month. And pie charts track expenses by categories, family member, and nice to have or must have. With all the tools to assess spending month by month, the whole family can learn how to budget according to a plan and reach it.
Need to compare real estate investment opportunities? Use the Residential ProForma spreadsheet to quickly identify if a real estate investment opportunity will be profitable. The proforma shows a ten-year financial outlook, adjusted for inflation, and lets users experiment with different scenarios. The spreadsheet comes with a detailed proforma, amortization schedule, and charts that track investment metrics. Quickly view the cumulative profit of a property over the next ten years, along with the present value and other key metrics adjusted for inflation and rent increases. The spreadsheet lets users conduct detailed scenario plans and make informed investment decisions.
Real estate can be a great addition to an investment portfolio. But as with any investment, it has to be the right buy. This spreadsheet helps analyze multifamily properties via income, expenses, and debt service.
Need to scenario plan to pay the least interest on student debt? Utilize multiple graphs and charts to visualize when debt will be paid off and how much will be owed. Calculate how many extra payments it will take to pay down debt in the fastest way possible. Mix and match payments across a series of months, years, and loans to determine how many payments to apply across which time frames to pay the least amount in extra interest possible. Supports analysis across up to ten loans.
Simplify the process of budget creation with our Budgeting Model template. This template includes examples from multiple departments, as well as consolidated data for the company.