Alternative methods to the amortization period for determining the total loan amount in real estate investments could include methods such as the interest-only loan where the principal is not reduced, or a balloon payment method where smaller payments are made initially with a large payment due at the end. Another method could be a graduated payment mortgage where the payments start low and increase over time. It's important to note that these methods may not be suitable for all investors and it's recommended to consult with a financial advisor before making any decisions.
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In the 'Loan Details' section, you can document loans associated with the property acquisition. Enter the down payment percentage, the annual interest rate, and the amortization period to determine the total loan amount. This information also contributes to generating a detailed amortization table, which will be covered later.
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